The Principality of Liechtenstein has become a highly recognized and well established hub for major insurance companies to approach the European market. Liechtenstein law offers a number of exceptional and most important benefits for international clients:

• Investment flexibility: Liechtenstein policies allow the investor free choice of custodian bank and investment strategy
• Privacy protection: Liechtenstein insurance companies are subject to very strict security rules and insurance secrecy regulations
• Asset Protection: Liechtenstein policies can be protected in case of policyholder bankruptcy and offer flexible inheritance regulations.

The insurance company

ValorLife is 100% owned by Vaudoise Group a mutual company and one of Switzerland’s oldest insurance companies (since 1895, ranking amongst the 10 largest Swiss insurance companies):

• Independent from Banks and asset managers
• Registered in Liechtenstein which belongs to the European Economic Area (EEA), therefore licensed to market its products in EEA countries in accordance with the principle of free movement of services.
• Amongst the two largest insurance companies in Liechtenstein
• Insurance solutions with customized investment strategy
• Offering onshore & offshore solutions
• Flexible to tailor and adjust products for specific markets and legal situations
• Excellent and fixed pricing

(Read more in the section Valorlife and Why choose Liechtenstein)

Products, tailored for the Swedish market

• Portfolio Bond, which allows free choice of custodian bank and investment strategy/allocation
• Premium not deductible from income tax – tax free payout
• "Revenue tax" 27% of "statslåneräntan" (govt. borrowing rate)
• Free payout without any restrictions concerning age and time

• Portfolio Bond, which allows free choice of custodian bank and investment strategy/allocation
• Premium  deductible from company income
• Low "Revenue tax" 15% of "statslåneräntan" (govt. borrowing rate)
• Earliest payout from age 55; shortest term 5 years
• Beneficiary in case of death: spouse (life time partner) and/ or children

If you are a broker and you are potentially interested in a collaboration with us, please send an eMail or click here to download the relevant form, which you should complete and return with all the enclosures requested to Valorlife AG, Heiligkreuz 43, FL- 9490 Vaduz. Our management will be in touch as soon as possible to discuss a possible collaboration agreement.

For special broker log-in, please click here