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Description

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VIPvalor is a capitalization policy made up of selected investment funds and managed by Valorlife in Liechtenstein:

portfolio and investment strategy may be changed by you at any time
may be combined with life insurance coverage available worldwide. We offer you flexible death benefits, which can be indicated in percentages of the current investment value or in amounts. Without health statement or medical examination we insure life insurance coverage up to 20% of the current investment value (but at maximum of CHF 100'000, EUR 80'000, USD 80'000)
at maturity, life annuity is calculated based on policy value and on current rates and conditions (1-month's notice to receive a capital payment instead)
should death occur before maturity, net policy value and any additional life coverage will be paid to your designated beneficiaries
policy may be used as a collateral for a loan; Valorlife will inform you of the maximum amount that can be borrowed against your policy with interest
you will receive quarterly updates of the composition and value of your portfolio.

Valorlife products offer many additional advantages

You will find more information in our brochure, available here in Adobe Acrobat (pdf) format.