Unit-linked products
Personalized products
VIPvalor Privatissimo
VIPvalor Crescendo
Savings
Index-linked products
Valorlife Countries Tailord
products
Insurance
products
Investment
products
Life
annuities
Contact




Description

download

the

brochure

English
German
French
italian


VIPvalor Privatissimo is a uniquely tailored capitalization policy linked to an almost infinite number of investment options selected by YOU and managed by the bank and the asset manager of YOUR choice:

portfolio and investment strategy may be changed by you at any time
policy may be combined with life insurance coverage available worldwide. We offer you flexible death benefits, which can be indicated in percentages of the current investment value or in amounts. Without health statement or medical examination we insure life insurance coverage up to 20% of the current investment value (but at maximum of CHF 100'000, EUR 80'000, USD 80'000)
at maturity, life annuity is calculated based on policy value and on current rates and conditions (1-month's notice to receive a capital payment instead)
should death occur before maturity, the net policy value and any additional life coverage will be paid to your designated beneficiaries
you will receive quarterly updates of the composition and value of your portfolio.

Valorlife products offer many additional advantages

You will find more information is our brochure, available here in Adobe Acrobat (pdf) format.